Research and Resources

NEW – Wrong Way:  Wrecked by Debt – Auto Title Lending in Arizona
(Consumer Federation of America – January 2016)

Five years after payday lending sunset in Arizona, the Consumer Federation of America (CFA) and the Southwest Center for Economic Integrity (CEI)conducted an examination of the title loan market in Arizona. Title loans are consumer loans secured by the borrower’s vehicle and are made by lenders licensed by the Arizona Department of Financial Institutions (AZDFI). Arizona compiles no information on licensees or the title loan industry.

Example from Report: A $1,248 installment title loan, costing 180 percent APR and repaid in 52 bi-weekly installments, has a finance charge of $3,228 for total payment of $4,476.  (CLICK HERE for full report, including recommendations to Arizona legislature to #StoptheDebtTrap.)

NEW – Opportunity, Responsibility, and Security – A Consensus Plan for Reducing Poverty and Restoring the American Dream
(AEI/Brookings Working Group on Poverty & Opportunity)

In these days it’s a relatively rare thing to see Republicans and Democrats come to consensus on anything, much less policy solutions for poverty and opportunity. But that is what happened to create this comprehensive report by 15 experts in the American Enterprise Institute-Brookings Working Group on Poverty and Opportunity. (CLICK HERE to access the full report.)

Hunger in America 2014:  A Report on Charitable Food Distribution in the United States in 2013 (Executive Summary)
Hunger in America 2014 is the sixth and most comprehensive study in the Hunger in America series. Through interviews with more than 60,000 clients and 32,000 partner agencies, we have a comprehensive understanding of the people who receive assistance through the Feeding America network, the personal and economic circumstances of their households, and the response of the partner agencies that provide assistance to those in need.

 In Short Supply:  American Families Struggle To Secure Everyday Essentials (Executive Summary)
The In Short Supply: American Families Struggle to Secure Everyday Essentials research project found that many American families struggle to afford basic non-food household goods—including products related to personal care, household care and baby care—and, as a result, make trade-offs with other living expenses and employ coping strategies to secure essential household goods.

Income and Poverty in the United States: 2014 – The U. S. Census Bureau

Inequality for All (Also available on Netflix)
A 2013 documentary film that examines the widening income inequality in the United States. Winner of a U.S. Documentary Special Jury Award for Achievement in Filmmaking.

The National Equity Atlas
The National Equity Atlas is a comprehensive data resource to track, measure, and make the case for inclusive growth.

The Rise and Spread of Poverty in U.S. Cities, in Darkly Beautiful Maps
(Washington Post – Blog)
In the nation’s biggest cities, the number of poor people and the share of census tracts where poverty is concentrated has skyrocketed since the 1970s. But it’s a little hard to appreciate the scale of that change in dry numbers. So Justin Palmer, a Portland engineer and designer at GitHub, recently took this same data and put it on a series of stark city maps.  (Click here to read more and see the maps.)

Spotlight on Senior Health:  Adverse Health Outcomes of Food Insecure Older Americans (Executive Summary)
Both Feeding America and the National Foundation to End Senior Hunger strive to raise awareness about the pressing issue of senior hunger in the United States. Both organizations agree that research on senior hunger is not only imperative for raising awareness about the issue, but also critical for finding sustainable solutions to address the nutritional needs of older adults.

State of the States Report 2014 – Local Momentum for National Change to Cut Poverty and Inequality (Center for American Progress Action Fund)
While the Half in Ten annual report, ”Building Local Momentum for National Change,” focuses on how we are faring on the national level, the Center for American Progress Action Fund issues this companion report, which provides a comparative look at the states. For each of the 15 indicators examined in the national report, CAP ranks the states in comparison to one another and highlights policies to improve those indicators.  The Arizona state report is on pages 7-9 of the State of the States Report.

The Working Poor Families Project – Policy Brief – Winter 2014-15 – Low-Income Working Families: The Racial/Ethnic Divide (Deborah Povich, Brandon Roberts and Mark Mather)
There is a large and growing economic divide among America’s 32.6 million working families, with whites and Asians at the top and other racial/ethnic groups falling behind.

Apprenticeship Programs offered in Arizona

This is a great opportunity for participants to earn money while they are learning.

Training is usually a year or two. No student loans to pay back and you earn while you learn. These are usually union trades i.e.; welding, plumbing, heating and air-conditioning, etc.